Other Services


CardValet gives you the power to control and protect your debit card from the current mobile banking application. Just log in to mobile banking for access.


  • Turning your card on/off
  • Changing the transaction dollars limits
  • Changing the location limits
  • Changing the merchant limits
  • Receiving alerts

Once you are logged into the mobile banking application, tap "Manage My Cards". Cards that are linked to your F&M Online accounts will automatically be loaded, scroll through the cards to choose which card you would like to set and protect. By choosing "Set Card Limits", you can set transaction, location, or merchant limits.

Safe Deposit Boxes

F&M offers Safe Deposit Boxes for your important personal items in a variety of box sizes.

Please contact a branch near you for availability and rates.

There is no insurance coverage on Safe Deposit Box contents by the FDIC or this financial institution.

Night Depository

Our night depositories are available for your use any time.

Main Bank Located in the foyer entrance
St. Charles Located on the East side of the building in Drive-Up Lane #1
Motor Bank Located on the East side of the building in Drive-Up Lane #1
Orient Located on the South side of the building by Drive-Up Window
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