Debit & ATM Card Security Tips

Treat your debit/ATM card like cash!

  • Always keep it in a safe and secure place. Contact Farmers & Merchants State Bank immediately if your card is lost, stolen, or if you suspect unauthorized use. Call 515-462-4242 during banking hours or 1-800-554-8969 after banking hours.
  • Never share your PIN number with anyone.
  • Your PIN number should never be kept in the same place as your debit card or written on your debit card.
  • Avoid using common PIN numbers. Never use a number that would be in your wallet such as a birthdate, address, or phone number.
  • Do not send your card number via email as email may not be secure.
  • Do not give out your card number out over the phone unless you initiated the call.
  • If you have forgotten or would like to change your PIN number, please bring your debit card to the Main Bank.
  • If you receive a replacement card, destroy the old card. This applies to all credit cards.
  • Destroy all unused cards.

When buying...

  • Purchase from merchants you know and trust.
  • Online look for secure websites that use HTTPS:// an icon with a closed lock, or a highlighted green bar in the website URL.
  • Completely log off after making your purchase.
  • Destroy your receipts when no longer needed.

At the ATM...

  • Look for signs of tampering. Thieves sometimes place skimmers over the card reader and capture card information.
  • Use ATMs that are well lit.
  • Beware of shoulder surfing. Cover keypad with other hand to prevent other people from viewing your PIN number.
  • Make sure you complete your transaction before you leave the ATM.
  • Remember to take your debit/ATM card with you after you complete your transaction.

 

Find Us Call Us Email Us Friend Us

Next Section

Back to Top

Internet Explorer 11 is outdated. For improved security and optimized performance we highly recommend upgrading your browser. ChromeFirefoxEdge