Personal Loans

We understand your needs, so we offer a number of loan options. To get started, call or visit our loan department and talk to one of our qualified loan officers today.

Call Winterset at 515-462-4381, St. Charles 641-396-2233 or Orient at 641-337-5418.

Consumer Loans

Need a new car, a vacation or money to pay for other expenses? Auto and Consumer loans from F&M can be customized to your exact borrowing needs. Apply online or visit our Loan Department today! 

Click here to apply!

Home Equity Line of Credit

If you are thinking about making much needed home improvements, have you thought about tapping into the equity in your home? Home equity loans and lines of credit use your home’s equity to get the cash you need. To get started, visit our Loan Department today!

Construction Loans

Building the home of your dreams starts with a plan- and the right loan. We’re ready to help you build the home of your dreams, and we’ll be there from start to finish. To get started, visit our Loan Department today!

Real Estate

We make your home loan financing easy so you’re able to focus on making your house into a home. Our experienced real estate lenders are here to assist you with your purchase or refinancing. To get started, visit our Loan Department today!

With A Wide Variety Of Loan Products, We Can Serve All Your Borrowing Needs!

Not sure where to start? Have some questions? Wherever you’re at, we’re here to help. Visit us and speak with one of our qualified lenders today.

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