Personal Loans


Winterset 515-462-4381 | St. Charles 641-396-2233 | Orient 641-337-5418

Consumer Loans

Need a new car, a vacation or money to pay for other expenses? Auto and Consumer loans from F&M can be customized to your exact borrowing needs. Apply online or visit our Loan Department today! 


Home Equity Line of Credit

If you are thinking about making much needed home improvements, have you thought about tapping into the equity in your home? Home equity loans and lines of credit use your home’s equity to get the cash you need. To get started, visit our Loan Department today!

Construction Loans

Building the home of your dreams starts with a plan- and the right loan. We’re ready to help you build the home of your dreams, and we’ll be there from start to finish. To get started, visit our Loan Department today!

Real Estate

We make your home loan financing easy so you’re able to focus on making your house into a home. Our experienced real estate lenders are here to assist you with your purchase or refinancing. To get started, visit our Loan Department today!

With A Wide Variety Of Loan Products, We Can Serve All Your Borrowing Needs!

Not sure where to start? Have some questions? Wherever you’re at, we’re here to help.                                                              

Tim Rethmeier     Tim-Loan Page Gina HackettGina-Loan Page Clark DolchClark Loan Page Brody BrownleeBrody Loan Page Megan EdwardsMegan Loan Page
NMLS# 405582 NMLS# 405583 NMLS# 688568 NMLS# 1855855 NMLS# 2500210 
Winterset Winterset Winterset St. Charles Orient

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