Personal Loans

We understand your needs, so we offer a number of loan options. To get started, call or visit our loan department and talk to one of our qualified loan officers today.

Call Winterset at 515-462-4381 or Orient at 641-337-5418.

Consumer Loans

Need a new car, a vacation or money to pay for other expenses? Auto and Consumer loans from F&M can be customized to your exact borrowing needs.

Home Equity Line of Credit

If you are thinking about making much needed home improvements, have you thought about tapping into the equity in your home? Home equity loans and lines of credit use your home’s equity to get the cash you need.

Construction Loans

Building the home of your dreams starts with a plan- and the right loan. We’re ready to help you build the home of your dreams, and we’ll be there from start to finish.

Real Estate

We make your home loan financing easy so you’re able to focus on making your house into a home. Our experienced real estate lenders are here to assist you with your purchase or refinancing.

Ready to apply?

Not sure where to start? Have some questions? Wherever you’re at, we’re here to help. Visit us and speak with one of our qualified lenders today.

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