Covid-19: We are taking steps to ensure a continuation of service, while focusing on the health and safety of our customers and staff.



One of our highest priorities is the health of our staff,

customers, and well-being of the

communities we serve.

Below are several ways you can access your account with

Farmers & Merchants State Bank

1. Online Banking: Access your account by computer or tablet at

2. Mobile Banking: Access your account through your cell phone with our Touch Banking App.

3. Mobile Deposit: You can deposit checks remotely with our Touch Banking App.

4.Call the bank: You can speak with a representative Monday-Saturday

5. Drive-thru:Hours and locations are listed under the About us tab.

6. ATM's receive cash or make a deposit. Available 24/7.

7. Use your Debit Card

8. Night Drop: Deposit day or night at all locations


Deposit checks in a snap with our Mobile App!

Make deposits a snap with our mobile app! You can securely deposit checks you get right away with just your smartphone or tablet.  It's easy, secure and convenient!

If you need assistance please call 515-462-4242

Access your accounts 24/7 with mobile and online banking.

With F&M mobile and online banking all the convenience of banking is at your fingertips!

F&M Online Banking allows you to check balances, make account transfers, make payments to our loan accounts, view check images, view statements, pay your bills using Bill Pay Plus.

F&M Mobile Banking allows you to view account balances and recent transaction history, Bill Pay and Bill Pay Plus allow you to pay bills right from your phone, make account transfers, deposit checks, and turn your debit card on and off.

Manage your accounts securely and conveniently from anywhere.

For assistance please call 515-462-4242

Like us on Facebook!

Like us on Facebook and keep up with our latest updates!