SCAMS: Be wary on anyone wanting remote access into your computer or phone. They may be acting like they are helping you when infact they are looking to scam you. They are looking for passwords or access to your online banking.  

Spring is here, and we have financing options to help you make the most of it. Whether you're planning on purchasing a new or used car, home improvements, or the purchase of a new home, we're here for you. Call our loan department today 515-462-4381.


Wherever spring takes you, let us tag along with our mobile banking app! It allows you to manage your accounts on the go anytime, anywhere!


Covid-19: We are taking steps to ensure a continuation of service, while focusing on the health and safety of our customers and staff.  


Below are several ways you can access your account with

Farmers & Merchants State Bank:


1. Online Banking: Access your account by computer or tablet at

2. Mobile Banking: Access your account through your cell phone with our Touch Banking App.

3. Mobile Deposit: You can deposit checks remotely with our Touch Banking App.

4.Call the bank: You can speak with a representative Monday-Saturday

5. Drive-thru:Hours and locations are listed under the About us tab.

6. ATM's receive cash or make a deposit. Available 24/7.

7. Use your Debit Card

8. Night Drop: Deposit day or night at all locations